Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay on your terms - and never pay a penny more than you agree to on day one.
Buying with Affirm is Simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay on your terms
Make payments at affirm.ca or in the Affirm app. You’ll get email and text reminders.
Say Yes With Confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee - or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). To qualify for financing, minimum purchase value of cart must be $200 before taxes and fees. Your rate will be between 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. If you purchase products from multiple categories, the lowest available financing rate will be applied to each product in your cart. All the other financing terms and conditions remain the same. If you purchase products separately, then different financing rates may apply. Affirm accepts debit cards and pre-authorized debit (PAD) as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. Financing offers may vary from time to time and may be amended or cancelled at any time. Financing offers may vary for customers in the Province of Quebec. See https://helpcenter.affirm.ca for more information.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.ca or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.ca.